Trade Loans  

Trade Loans are an important and well-established trade finance technique, particularly suited to wholesalers and manufacturers. Trade Loans improve cash flow by allowing you to pay your supplier promptly for your purchases or imports while receiving extended credit terms.
Trade Loans are right for you because:
  • They can be used for regular or once-off purchases of goods and raw materials,
  • Finance can be provided until payment from the on-sale of goods is received.
Trade Loans support your business by:
  • Potentially reducing overall borrowing costs,
  • Offering a means of financing regular or once-off purchases of goods and raw materials through a simple-to-draw, fully-revolving facility,
  • Offering options for use on open account, collections or documentary credit terms,
  • Accommodating both high-volume and bespoke transactions,
  • Enabling you to structure trade loans to match your trading cycle,
  • Making funds available to pay import collections and import Letters of Credit at sight, while extending your working capital,
  • Potentially enhancing your reputation by allowing you to accept shorter payment terms from suppliers.
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